Simple, more affordable, and arranged your way

Plan your farewell in advance with a direct cremation that reflects your wishes, delivered with care when it matters most.

Plans from £1,595.00

Why choose Memoria Direct Cremation

Clear and guaranteed

Your plan covers everything outlined from the start, with no hidden costs or unexpected extras. Once purchased, the price is guaranteed and will not increase.

Trusted and highly rated

With decades of experience, we deliver end-to-end service to the highest standards. Our Premium Plan holds a five star Fairer Finance rating, and families consistently rate us excellent on Trustpilot.

Flexible and reassuring

All plans include a 30 day full refund period and a low £95 cancellation fee after that. When the time comes, one simple call is all it takes for our UK-based team to put your plan into action.

We offer two options to meet your needs

Essentials Plan – £1,595.00

One of the lowest priced cremations available in the UK

Covers all the essentials for a basic, direct cremation

Premium Plan – £1,795.00

One of very few 5-star Fairer Finance rated funeral plans

No hidden costs – nothing extra for your loved ones to pay

Scroll down to view the full list of inclusions.

What's included in Memoria Direct Cremation plans?

Features
Direct Cremations
Essentials
£1,595.00
Direct Cremations
Premium
£1,795.00
Funeral Directors fees, services and cremation fees
24/7 support at the time of need
Collection from any hospital or mortuary in mainland UK
24/7 collection from anywhere else in mainland UK*
Standard oak effect coffin
Oversize coffin*
Transport of the person who has died to the crematorium with no mileage restrictions
Your choice of any crematorium in mainland UK
Memoria chooses the crematoria (may not be local to you)
Completion of all cremation paperwork
Online funeral notice
Battery operated implant removal e.g. pacemakers*
Hand delivery of ashes*

*Additional costs that may be incurred at time of need for the Essentials Direct Cremation Plan. Current costs:

• Collection from anywhere in mainland UK: £250.00

• Removal of battery-operated implants: £100.00

• Hand delivery of ashes: £100.00

• Oversize coffin: £250.00

Flexible payment options

Choose the payment method that works best for you and your budget.

Single Payment

Pay upfront and have complete peace of mind.

Monthly Payments

Spread the cost over a period of time, with a monthly payment.

Putting a Memoria Funerals prepaid funeral plan in place now means you can provide your loved ones with some reassurance that something is in place when it’s needed.  

Speak to one of our funeral plan consultants to find out more

 

Rest assured your money is protected

100% Guaranteed 

The policy is held in your name and guarantees to cover the services specified in your plan, no matter how much costs rise over time. 

You’ll receive full documentation once your plan is in place, and we’ll also contact your nominated representative if you wish. 

How our costs compare

Fully
Inclusive
Fairer
Finance
MDC
Premium
£1,795.00
Full Inclusive Fairer Finance 5
5
Distinct Cremation
Direct Cremation Plan
£1,895.00
Full Inclusive Fairer Finance 4
4
Pure Cremation
Funeral Plan
£1,995.00
Full Inclusive Fairer Finance 4
4
Co-Op
Direct Cremation
£1,700.00
Full Inclusive Fairer Finance 3
3
Golden Charter
Basic Plan
£1,885.00
Full Inclusive Fairer Finance 1
1

We’ve used www.fairerfinance.com to compare the cost of an unattended funeral (cremation) for someone who has died. The list of services included by each provider for the prices above may vary. Prices are accurate as of September 2025. 

Here to help

Our team is ready to guide you through every step, with clear advice and caring support.

Need to arrange a funeral now?

Our direct cremation service provides a simple, respectful farewell, handled with care and arranged to suit your wishes.

Frequently asked questions

Just give us a call or get in touch by email. Please note there may be related costs if a plan is changed e.g. additional services added.  

If you’d like to cancel your plan, you have the right to do so at any time. If you cancel within the first 30 days, you’ll receive a full refund. If you cancel after 30 days you’ll receive a refund, less a cancellation fee of £95. Once your plan is cancelled, we will have no further obligation to fulfil your plan. You can cancel your plan by phone on 0800 007 3580, by email at info@memoriafunerals.co.uk or by post at Memoria Funerals, The Pool House, Bicester Road, Stratton Audley, Oxfordshire, OX27 9BS.  

At the moment, our plans only cover mainland UK. We’ll happily support your family with repatriation but that would be an extra cost to your plan.  

When you take out a funeral plan, you need to name a Nominated Representative, who will also be sent details of the plan. This person can be anyone you trust to be our point of contact when you die – very often it’s your next of kin but it doesn’t have to be. When the time comes to redeem the plan, they’ll get in touch with us to help arrange the next steps and work closely with one of our arrangers to make sure all their questions are answered.  

The money paid to Memoria Funerals for your funeral plan will be used to purchase a whole life insurance policy with our chosen life insurance provider. Memoria Funerals will be the beneficiary of this policy upon your death and use the funds to fulfil your funeral plan. 

Trusted by families, rated by experts

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Read genuine reviews from families who have chosen our prepaid funeral plans.










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